Buy-To-Let Mortgages For Older Applicants

Case Study  – Buy to Let Finance in Bath. A married couple in their 80’s approached Fox Davidson with a requirement to raise funds to buy a retirement home. The couple had several properties in Bath including their main residence and several buy to lets, all mortgage free. The…

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Housing And Mortgage Report: Q1 2017

Fox Davidson Posts Record Month For Lending Mortgages Fox Davidson recorded a record month for written business in March. As a company, we arranged over £16 Million pounds of lending for clients. The first quarter of 2017 got off to a slow start but from Mid- January…

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Worried About Rising Rates?

Is an interest rate imminent? For months, we have been led to believe that a rate rise is imminent, but the Bank of England Monetary Policy committee keep pushing the decision into the long grass. The EU referendum caused the Bank of England to cut the bank’s interest rate to…

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Reasons To Use Mortgage Broker

Reasons To Use Mortgage Broker If you’re looking to secure a mortgage, then it can be well worth using an independent mortgage broker. We take a look at the benefits. 1. They make it easy for you Seeking out the best mortgages for your needs is a time-consuming, difficult…

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Home buyer Reports And The Costs Involved

Home buyer Reports And The Costs Involved From the specialist advice to the reassuring knowledge that you’ve got somebody on your side, the advantages of hiring a mortgage advisor or a mortgage broker are obvious, but there are also a few advantages that come with carrying out a survey. Here…

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Help To Buy ISA: Are You Eligible?

Eligibility Requirements For Help-To-Buy ISAs A Help to Buy ISA is a great way to get onto the property ladder. It involves saving money into a specialist ISA. For every £200 you put in, the government will give you a £50 bonus. The total bonus you can get is £3,000.

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Buy-to-let Mortgages: Advice For Property Investors

Answering Your Buy-To-Let Mortgage Questions If you are planning on entering the world of property investment and you can’t afford to buy outright, the chances are you will need a buy-to-let mortgage. What is a buy-to-let mortgage? Although buy-to-let mortgages work in the same basic way as residential mortgages,…

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The Impact Of Brexit On The Mortgage Market

UK GDP Revised Higher, But Don’t Expect An Interest Rate Rise 2017, economists told us, would be a tough year for UK GDP growth They said the economic fallout from Brexit would weigh heavily on investment and consumer spending, while former Chancellor George Osborne talked of an immediate emergency Budget…

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Are Fixed Price Mortgages Going Off-Trend?

Should you consider a two-year fixed-term or even five- or 10 years? Following a surge in lending in January (homeowners borrowed more than in most months since the financial crisis), there was an expectation that house prices increases would slow down. However, instead, house price growth accelerated in February. One…

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