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PHD Stipend Income Mortgages 2018-02-12T06:53:04+00:00

Stipend Income & Bursary Income Mortgages

A PHD Stipend Income Mortgage is possible through some UK mortgage lenders and as we specialise in this area, we know who they are and will ensure we secure the mortgage you require first time.

Stipend or Bursary income is paid to an individual who may be working towards a PHD and carrying out research for a university. It is also paid to an individual working for a charity or for the Church. Often a stipend or bursary income is received alongside some employed or self-employed income, all of which lenders will accept.

Fox Davidson are able to arrange finance for clients who receive PHD stipend income or bursary income. If you receive stipend income then this should not hold you back from securing finance to purchase a property. By talking to us we can assist you with calculating your affordability and selecting a lender and product to suit your needs.

Case study – PHD Stipend Income Mortgage:

A PHD student at the University of Bristol received an income of £13,800 as stipend income plus a further bursary of £3,000. We were able to secure finance for this client of £220,000 at 90% Loan to value. Her partner was employed and also had an income (£36,000) but wouldn’t have been able to buy on his own.

Using our knowledge of mortgage lenders that accept stipend and busary income we placed the loan first time and the clients have brought their first property.

If you receive PHD Stipend income or Busary income then please do contact Fox Davidson to discuss your situation further. 0117 989 7950. [email protected]


Read what our clients have to say about us

I would not hesitate to recommend Fox Davidson to family and friends. I am a first time buyer and therefore the house buying process was a little daunting to start with but I was kept fully up to date throughout the whole process to the point where I would receive an update email at least twice a week.

I was also extremely pleased to find that as well as assisting with the mortgage I was also being provided assistance with home and life insurance. The service I have been provided is definitely good value for money and I am very grateful to everyone at Fox Davidson who has helped me.

Miss R Power , Bristol

Having been let down by another mortgage broker (who seemed to only want to assist with a mortgage if we took other products too) I stumbled across Fox Davidson. As I am based half in London and half in Bristol, they seemed the perfect fit. Having connected with them and receiving prompt, relevant and helpful advice at the outset of our property search, I had no hesitation in coming back for the mortgage itself.

The mortgage application process was rendered painless and they bent over backwards to help with the sale. They also were extremely helpful and supportive when our first purchase collapsed, also managing to make mortgage application #2 equally as smooth. Thank you so much!

K Gibson, London

After using Fox Davidson for my first buy to let purchase I didn’t hesitate to get in touch again when the time came to buy a second property. Being an expat living and working in Thailand I had found through my own research that the options available to me would be limited, however I needn’t have worried. Fox Davidson found me a mortgage that suited my circumstances  perfectly. They have helped to make what could have been a complicated process very simple and stress free.

Great people, Great knowledge, Great service.
Thank you Fox Davidson.

Mr Christopher Hoare , Thailand
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