Cotswold Private Finance For Period Properties
Prepare to be enchanted! We at Fox Davidson, experts in Cotswolds private finance, were captivated by a recent listing in the Cotswolds.
Selsley House, an exquisite five-bedroom Arts and Crafts masterpiece in the prestigious Stanley Park estate near Stroud, Gloucestershire.
Once the cherished retreat of Oasis legend Liam Gallagher this iconic Cotswolds property is now listed for a little under £6M
With our unrivaled expertise in securing specialist Cotswolds private finance solutions we fund high net worth mortgages for clients wishing to purchase high value property.
A Cotswolds Gem of Timeless Elegance
Step into Selsley House, a 4,000-square-foot architectural treasure crafted in 1908 by renowned architect Norman Jewson.
This Cotswolds manor exudes sophistication with oak-panelled walls, polished parquet floors, and leaded windows that bathe the interiors in natural light.
The south-facing drawing room, with French doors opening to a terrace overlooking Gloucestershire’s rolling hills, is perfect for serene mornings or elegant gatherings.
A grand dining room, anchored by a carved stone fireplace, sets the stage for unforgettable evenings, while the kitchen-breakfast room, featuring a four-oven AGA, blends rustic charm with modern functionality.
A specialist study invites creativity, making this Cotswolds private finance opportunity a dream for discerning buyers.Luxurious Living in the Heart of the Cotswolds.
Upstairs, five beautifully appointed bedrooms await, including a principal suite with a spacious dressing room and luxurious en-suite bathroom, a private haven for relaxation.
The 1.3-acre grounds are a vision of Cotswolds beauty, boasting manicured lawns, vibrant flowerbeds, a sunken garden, and a rose-draped pergola ideal for romantic retreats. A summer house and a garage with a one-bedroom annexe offer versatility for guests, staff, or a private workspace, enhancing the appeal of this Cotswolds private finance investment.
Prime Location for Cotswolds Living
Nestled in the exclusive Stanley Park estate, Selsley House offers the quintessential Cotswolds lifestyle. Just minutes from Stroud’s vibrant Farmers’ Market and top-rated schools, it combines rural serenity with urban convenience. For commuters, London Paddington is under 90 minutes by train, and Bristol is a short drive away, making this property a perfect blend of accessibility and tranquility. The Cotswolds’ iconic hills and charming villages surround this manor, making it a prime target for Cotswolds private finance seekers looking to invest in a prestigious home.
Fox Davidson: Your Partner in Cotswolds Private Finance
At Fox Davidson, we specialise in Cotswolds private finance mortgages, crafting specialist mortgage solutions for luxury properties like Selsley House. With access to exclusive private banks and specialist lenders, we secure competitive rates specialist to your financial profile, whether you’re a first-time buyer, high-net-worth individual, or seasoned investor. Our deep knowledge of the Cotswolds property market ensures a smooth financing process, making your dream of owning this historic manor a reality.
Cotswolds Property Market in 2025
The Cotswolds property market is thriving, with buyer demand up 12% year-on-year and increased inventory creating opportunities for savvy investors, according to recent market data. High-value homes like Selsley House are in demand, particularly in exclusive enclaves like Stanley Park.
With our expertise in Cotswolds private finance mortgages, Fox Davidson is perfectly positioned to help you navigate this dynamic market and secure financing for this exceptional property.
History
Selsley House is a rare gem, blending architectural splendour, cultural legacy, and Cotswolds charm. As leaders in private finance, we at Fox Davidson are able to secure funding for large period properties with large acreage.
Contact us today to explore specialist high net worth mortgage options. Call: 03300100313 or email enquiry@foxdavidson.co.uk
Frequently Asked Questions
What kind of mortgages are available for Cotswolds property?
Cotswolds property finance covers standard residential, HNW residential, second-home, and holiday-let mortgages. Many Cotswolds homes exceed £2 million and require HNW lending under the FCA high net worth definition. Heritage and listed properties typically require specialist lenders accepting Grade I or II listings.
Which lenders fund Cotswolds property purchases?
Standard Cotswolds purchases are funded by mainstream lenders including Halifax, Nationwide, Santander, and HSBC. HNW Cotswolds purchases above £2 million typically use Coutts, Weatherbys, Arbuthnot Latham, Kleinwort Hambros, and Hampden & Co. Listed properties usually need specialist lenders such as Saffron Building Society or Suffolk Building Society.
What deposit is required for a Cotswolds property?
Deposit requirements vary by purchase type. Standard residential needs 10 to 25 percent deposit. HNW residential typically requires 20 to 30 percent. Second homes (used part-time, not let) need 25 percent minimum. Listed buildings often require 25 to 40 percent reflecting valuation and lender appetite.
Can I get a holiday let mortgage for a Cotswolds property?
Yes. Holiday let mortgages are widely available for Cotswolds properties subject to FHL income criteria and lender minimums. Typical LTV is 60 to 75 percent. Specialist holiday-let lenders include Cumberland, Furness, Leeds Building Society, and The Mortgage Works.
Do Cotswolds listed buildings need specialist mortgages?
Yes. Grade I and Grade II listed buildings require lenders that accept the listing status. Most lenders will lend on Grade II listed where structural surveys confirm condition. Grade I and Grade II* often need specialist lenders such as Saffron, Suffolk Building Society, Ecology Building Society, or some private banks.
What are typical Cotswolds property prices in 2026?
Average Cotswolds property prices in 2026 sit at around £620,000, well above the UK average. Premium villages including Burford, Bibury, and Castle Combe see houses regularly exceeding £1.5 million. Period properties and historic homes command material premiums.
Can I use Cotswolds rental income to support a mortgage?
Yes. Existing rental income from a Cotswolds property can support affordability. Lenders typically use 75 percent of evidenced rental income, supported by tenancy agreements and bank statements showing rent received. Holiday let income requires specialist lenders that accept variable rental cash flow.
How long does a Cotswolds property mortgage take to complete?
A standard Cotswolds residential mortgage typically completes in four to six weeks. Heritage and listed property cases take six to nine weeks given the additional valuation and survey work. Private bank HNW cases vary widely, from three weeks for relationship clients to twelve weeks for new structuring.