We secure business loans for camping sites including yurt and glamping sites. Minimum loan size £500,000.

We are an award winning commercial finance broker. We have secured campsite finance on many sites across the UK. We are independent and will tailor the lending terms to suit your needs.

Owning your own camping site is an exciting prospect as the rewards can be very high. From the beautiful beaches of Cornwall and Devon to the magnificent mountains and lakes of the lake district we work with clients to finance campsite businesses across the UK.

Fox Davidson are independent commercial campsite finance brokers and work with high street commercial banks, building societies and broker only commercial lenders that will finance camping sites in the UK.

The key ingredients in obtaining campsite finance are:

  • Relevant experience
  • A profitable business
  • A solid business plan

As commercial brokers, our job is to present your application for campsite finance in the best possible way to the right lender, thus ensuring we secure the finance first time and at the best terms.

Let’s look at each bullet point in more detail.

Relevant Experience

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The lender needs to be convinced that you know how to run a campsite, whether it is a glamping site consisting of yurts or a caravan site you need to demonstrate that you have the knowledge and experience to successfully run such a site. Your experience could come from an existing business which you now wish to expand or perhaps you manage a site for somebody else. Experience is key.

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A Profitable Business

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Very few lenders will wish to take on the risk of a start-up business. Having said that with a good cash injection from the client and solid experience we are securing finance for start-up businesses.

Ideally though lenders would like to see that you are buying an existing business which has 3 years accounts showing good profits, able to service the mortgage repayments.

If you already have a successful campsite business and are looking to expand then this will also be looked upon favourably by the commercial lenders, if the existing business is showing steady or increasing profit

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The Business Plan

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A good lending proposition will include various supporting documents such as ID, proof of outside income and bank statements. Essential to the proposition though is a solid business plan. We need to demonstrate to the lender that you have you fully researched the business you wish to buy/start and have a solid business plan with a detailed 5-year plan.

A good business plan will look at the financials but will also look at outside influences such as competitors, the economy and will have options for diversifying the business income streams. You will need to identify who your target clients will be, how will they find you, what will you charge them?

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Typical terms for Commercial Mortgages for Campsites

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The following terms are typical rates and fees that we can and have secured for financing campsites and caravan sites.

  • Maximum Loan to Value of 75%
  • Lenders fees will range from Zero up to 1%
  • Valuation and legal costs will apply
  • Interest Only is possible but capital and interest will secure the best rates
  • Rates of interest will vary dependant on the loan to value, client experience and strength of the lending proposal.
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To discuss funding a campsite, caravan park or yurt site please contact Fox Davidson and one of our dedicated commercial mortgage brokers will be pleased to discuss your options with you.