As we were all once a first time buyer we appreciate that getting onto the property ladder can be a daunting prospect. Purchasing a property is one of the biggest steps you can make in your life and for most of us buying a property will be the most expensive purchase of our lives.
As this is your first ever property purchase it is important to us that you understand every aspect of the property buying process before you make your decision to proceed.
There is a lot to consider when buying a property including; the mortgage terminology, how much you can borrow, what it will cost to repay, the setup fees including stamp duty and survey fees, the types of survey and getting the right mortgage protection insurance.
These considerations and more are fully explained in our conversations with you from the outset.
How can Fox Davidson help a first time buyer to get on the property ladder?
Our mortgage advisers will work tirelessly on your behalf to ensure that we secure the most cost-effective finance for your situation to enable you to purchase your first property.
We will handle the whole application process from application right through to completion (the day you get your keys!).
Talk to us about first time buyer schemes such as help to buy mortgages and 95% loan to value mortgages. We can secure benefits for you including cashback & a free property valuation.
We are flexible in how we work and are able to work with you via email, phone and post or we can meet face to face at our Bath, Bristol & London offices. We will adapt how we work to suit your needs and your busy lifestyle. If you are a first time buyer and wish to work with an award winning mortgage broker then get in touch.