Leave it with us.
Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured upon it.
A fee of £495 is payable on application. We will also be paid commission from the lender.
Mortgages for Professional Landlords
As an established Independent buy to let mortgage broker, Fox Davidson have access to the whole of the Buy to let mortgage market. This is an attractive proposition for professional landlords as we can secure finance for many scenarios including:
- Portfolio’s ranging from 2 to many 100’s of property
- Auction Property
- Student Buy to Let’s
- Multiple flats under one freehold
- Re-mortgages within 6 months
- Mortgages for clients sowing little or no taxable income
- Mortgages for property developers
Mortgages for Professional Landlords need to take account of each property including the type of property, the rental yield, type of tenant. We take the time to understand your current situation and will work with you to help you grow your property portfolio. We run a professional portfolio service for professional landlords, you can find out more by clicking portfolio finance.
Our team of buy to let mortgage brokers have many years’ experience in putting together finance packages secured across some of the UK’s largest property portfolios and we have secured terms not advertised on the high street.
Mortgages for Professional Landlords – The Terms of Lending.
Although each portfolio is different we can summarise the typical terms that we can secure for a professional landlord with a portfolio of 5 + properties.
- A maximum of 80% loan to value
- Rates as low as 1.5% above Bank base rate
- Valuation and legal costs may apply
- No fee terms possible
- Low rent to loan calculations possible from non PRA regulated lenders
Second Charge Mortgages for Professional Landlords
As a professional landlord that has held their portfolio for many years it is likely you will have finance on very low base rate trackers. In this instance we are able to secure finance by way of a second charge which will ensure you are able to keep your existing low rates of finance in place.
Fox Davidson provide high quality advice on mortgages for professional landlords. Contact a broker to discuss your portfolio finance.