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Mortgages for purchasing a home2018-05-31T05:21:04+00:00

Purchasing Your Home

You should work with a mortgage broker and a solicitor that you know will get the job done efficiently and that will always be available to answer any questions you have. Fox davidson are that mortgage broker.

We provide independent mortgage advice which is important as it means we offer mortgages from the whole of the market.

The initial consultation with a broker at Fox Davidson is free. We want to be able to show you how we work, what service you will receive and ultimately the terms we can secure for you, before you commit to using our services.

If you choose to use Fox davidson we will handle everything from the completion of the application forms to the instruction of the property valuation and we will chase the estate agents, surveyors and solicitors on your behalf to bring about a swift completion.

You will benefit from one to one mortgage broker and administration support with happy people that are always contactable and have a can-do attitude.

Using a mortgage broker has many benefits:

  • Instant access to 1,000’s of mortgage products
  • Advice from qualified, experienced mortgage advisers
  • No time wasted applying to lenders that will eventually say No. We Apply to the right lender, first time.
  • You get Access to Mortgage protection through Fox Davidson Protect at no additional cost.

The Mortgage Application Process.

  • Application made to the mortgage lender
  • Documents uploaded to the lender to support the application
  • Application agreed subject to a survey
  • Survey received back from the surveyors and assuming no essential repairs and the property valuation is acceptable
  • Mortgage offer produced
  • Solicitors work to draw down the funds and complete on the purchase or remortgage

Paperwork.

Typically, Lenders will require:

  • Proof of ID
  • Proof of Address
  • 3 Months Bank Statements
  • 3 Months Payslips or 2 years Accounts/tax Computations And Tax Overview Forms for the self-employed
  • Proof of Deposit for Purchases

For a free initial consultation please email us your enquiry or call an adviser, we have offices in Bristol, Bath & London or we can deal by phone, post and email.


Read what our clients have to say about us

I would not hesitate to recommend Fox Davidson to family and friends. I am a first time buyer and therefore the house buying process was a little daunting to start with but I was kept fully up to date throughout the whole process to the point where I would receive an update email at least twice a week.

I was also extremely pleased to find that as well as assisting with the mortgage I was also being provided assistance with home and life insurance. The service I have been provided is definitely good value for money and I am very grateful to everyone at Fox Davidson who has helped me.

Miss R Power , Bristol

Having been let down by another mortgage broker (who seemed to only want to assist with a mortgage if we took other products too) I stumbled across Fox Davidson. As I am based half in London and half in Bristol, they seemed the perfect fit. Having connected with them and receiving prompt, relevant and helpful advice at the outset of our property search, I had no hesitation in coming back for the mortgage itself.

The mortgage application process was rendered painless and they bent over backwards to help with the sale. They also were extremely helpful and supportive when our first purchase collapsed, also managing to make mortgage application #2 equally as smooth. Thank you so much!

K Gibson, London

After using Fox Davidson for my first buy to let purchase I didn’t hesitate to get in touch again when the time came to buy a second property. Being an expat living and working in Thailand I had found through my own research that the options available to me would be limited, however I needn’t have worried. Fox Davidson found me a mortgage that suited my circumstances  perfectly. They have helped to make what could have been a complicated process very simple and stress free.

Great people, Great knowledge, Great service.
Thank you Fox Davidson.

Mr Christopher Hoare , Thailand
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