Mortgage Market Review

Mortgage Lenders Offering 6x Income in 2026

Years ago income multiples were at 3 to 4 x income, now in 2026 we have seen the rise of lenders offering 6 x income. This article looks at some of these lenders and the role Fox Davidson plays as a 6 x income mortgage broker helping clients across the UK.

Weekly Updates: Mortgage, Housing & The Economy

Buy to Let Mortgages: Why Mortgage Rates are Outstripping Rents

UK Property Market Changes As Covid-19 Restrictions Ease

Summer Budget 2015: Property

Housing And Mortgage Report: Q1 2015

Welcome to the Fox Davidson quarterly housing and mortgage market report. We have gathered and interpreted data from various external sources as well as our own internal records of transactions for the previous quarter.

Housing & Mortgage News

On the downside we are seeing more and more lenders restrict lending to 4.5 x income. The whole point of the Mortgage Market Review was to do away with ‘draconian’ income multiples and to base lending on the affordability of a client. There are still lenders who don’t adhere to these rules so speak to a broker in the first instance.

Nationwide House Price Report - August

Nationwide House report

Mortgage Market Review: Top 5 Changes

Mortgage Market Review

We look at what exactly MMR is, how it will affect your mortgage application and highlight some of the bizarre changes we have seen already including one client being asked what they spend on socks each month!

Mortgage's For Pensioners & Mortgages For Armed Forces!

Well what do you know, it’s February!

Bristol Economy And Market Report

Fox Davidson has offices in Bristol and London. The latest Bristol economic briefing from Bristol City Council makes interesting reading. We look at the major points of interest and also look at how Fox Davidson is helping the Bristol economy through employment as well as securing finance for businesses and for private individuals.

How Long Should I Fix My Mortgage Rate For?

I often find myself in a discussion with clients over whether to fix for 5 years or go for a lower 2 year fixed rate option. Both are fantastically low options at the moment.