Buy to Let Mortgages: Why Mortgage Rates are Outstripping Rents
UK Property Market Changes As Covid-19 Restrictions Ease
Summer Budget 2015: Property
Housing And Mortgage Report: Q1 2015
Welcome to the Fox Davidson quarterly housing and mortgage market report. We have gathered and interpreted data from various external sources as well as our own internal records of transactions for the previous quarter.
Housing & Mortgage News
On the downside we are seeing more and more lenders restrict lending to 4.5 x income. The whole point of the Mortgage Market Review was to do away with ‘draconian’ income multiples and to base lending on the affordability of a client. There are still lenders who don’t adhere to these rules so speak to a broker in the first instance.
Nationwide House Price Report - August
Nationwide House report
Mortgage Market Review: Top 5 Changes
Mortgage Market Review
We look at what exactly MMR is, how it will affect your mortgage application and highlight some of the bizarre changes we have seen already including one client being asked what they spend on socks each month!
Mortgage's For Pensioners & Mortgages For Armed Forces!
Well what do you know, it’s February!
Bristol Economy And Market Report
Fox Davidson has offices in Bristol and London. The latest Bristol economic briefing from Bristol City Council makes interesting reading. We look at the major points of interest and also look at how Fox Davidson is helping the Bristol economy through employment as well as securing finance for businesses and for private individuals.
How Long Should I Fix My Mortgage Rate For?
I often find myself in a discussion with clients over whether to fix for 5 years or go for a lower 2 year fixed rate option. Both are fantastically low options at the moment.
Is It Still Hard To Get A Mortgage?
A lot of people we speak to are of the opinion that it is hard to get a mortgage, they have usually read in the press that lenders are not lending and that it is only people with big deposits that can buy.
Surfing the Recovery of the Mortgage Market
All Summer Long we have seen increased levels of interest and activity in the market.