Mortgages for dentists
Fox Davidson secure mortgages for dentists, including orthodontists, periodontists, endodontists, oral surgeons, prosthodontists, and cosmetic dentists.
We have lenders that consider basic employed salaries through employers such as the NHS as well as additional income from private work.
For self-employed partners of dental practices, we work with mortgage lenders that can use the latest year’s income figures, an average of two or three years, and we have lenders that can work from projected income figures.
If you are a self-employed dentist, you may wish to consider an offset mortgage.
We can also secure commercial finance for dentists wishing to purchase their own practice.
Using a mortgage broker
Fox Davidson specialises in securing mortgages for dentists.
We have access to lenders that can be flexible with their lending criteria.
When securing mortgages for dentists, we use our knowledge and contacts to ensure we secure the best possible terms for your specific situation.
We work on your behalf, so you don’t have to take time out of your busy workload to negotiate with mortgage lenders.
- Call or email one of our professional mortgage brokers. They will complete a short fact-find with you and discuss your requirements.
- We search the market of thousands of mortgage products and discuss your lending proposal with the chosen lender to ensure it meets criteria and is placed with the right lender, the first time.
- Your broker will then present the best possible mortgage terms to you.
- On acceptance of the proposed terms, we will complete all paperwork and handle the entire process from application through to completion on your behalf.
Our direct access to professional mortgage underwriters allows us to build up a case for lending on your behalf.
With our support and correct presentation of the lending proposal, we have secured mortgage terms that don’t meet the lender’s standards criteria.
A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.