Commercial Mortgages.
Fox Davidson are leading Bristol commercial mortgage broker. We work with clients to secure mortgages on commercial property. Whether you are buying a property as an investment or for your business to trade from we can help. We secure funding on all types of commercial property from offices to warehouses.
Commercial Mortgages – Compare The Market – Quick Quote
Fox Davidson work with investors to secure commercial mortgages on semi-commercial and commercial property. We also help businesses to secure commercial mortgages on premises that they will operate out of. We can secure market leading terms from Banks and specialist commercial mortgage lenders.
Commercial Mortgage Criteria.
Commercial mortgages are typically available up to 75% loan to value. Higher loan to value mortgages are available to professionals such as Doctors, Dentists and Vets wishing to fund trading premises.
Commercial Mortgages are available on both an interest only basis and on a repayment basis.
For commercial investment mortgages lenders often require the borrower to have at least residential buy to let experience.
Commercial Investment Finance.
Commercial mortgages on property you will rent out to a third party tenant. Lending to LLP’s, SIPP/SASS and Ltd companies. All commercial property must have a commercial tenant in situ at completion. The loan amount is calculated using the annual rental income.
Lenders can lend on lease terms of at least 1 year but ideally a lease should have at least 3 years to run. High street commercial lenders typically only lend where there are at least 10 pus years to run on a lease.
Mortgage lenders assess a borrowers ability to borrow as well as the profile of the tenant company.
Business Premises Finance.
Commercial mortgage lenders will lend to LLP’s and Ltd companies. Lenders require at least 2 years accounts. The available loan amount is calculated from the EBITDA.
Bristol Commercial Mortgage Broker – Fox Davidson.
If you require funding on a commercial or semi-commercial property please do get in touch with a Bristol commercial mortgage broker at Fox Davidson who will advise you of your commercial mortgage options.
For a more detailed analysis on commercial mortgages:
The Loan
We work with clients wishing to finance commercial property. Our minimum loan size for commercial property is £100,000 with no upward limit.
Our Clients
Our clients include individuals both resident in the UK and living abroad. We also work with UK and offshore corporate structures, pension funds and trusts. We are flexible in our approach and will travel to meet clients across the UK.
The Commercial Lenders
We work with private banks, high street banks, building societies and private equity firms. Our access to the market is not restricted. This means that you need only make one enquiry to gain access to the whole of the UK commercial finance lending market.
The Team
Our team of commercial finance brokers are all professionally qualified, we are FCA regulated and we are members of the NACFB. We all have over 20 years’ experience of property finance and advise clients on the best possible commercial mortgage solutions.
Our market knowledge of commercial finance ensures we approach the right lender with an appetite for the funding you require.
