Mortgages For Clients With High Income

Welcome to Fox Davidson, a leading mortgage brokerage company in the UK. We specialise in providing expert mortgage advice from our offices in Bristol, Bath, Exeter and London’s Knightsbridge and arranging high net worth mortgages for our clients.

If you’re looking for a mortgage over £1 million, you’ve come to the right place. Our team of experienced mortgage advisers have a wealth of knowledge and expertise in arranging high net worth mortgages for our clients.

We understand that obtaining a mortgage can be a daunting task, especially for high-net-worth clients with significant wealth and assets. That’s why we pride ourselves on our ability to navigate the complex world of private bank mortgages and specialist lending situations.

At Fox Davidson, we have established relationships with private banks and specialist lenders, which means we can offer our clients access to a wide range of exclusive mortgage products and competitive interest rates. Whether you’re looking to purchase a new home, invest in a property portfolio or refinance an existing mortgage, we have the skills and experience to find the right solution for you.

Our team of experts will work closely with you to understand your individual circumstances and financial goals. We will then provide you with tailored mortgage advice and guide you through the entire mortgage process, from application to completion.

If you’re a high-net-worth individual looking for a mortgage, we invite you to get in touch with us today. Our team of experts are on hand to answer any questions you may have and provide you with the expert advice you need to make an informed decision. Contact us today to arrange a consultation.

Fox Davidson are a multi-award-winning high net worth mortgage broker in the UK. We work with individuals and businesses across the UK to secure bespoke funding terms of £1 million+ secured on residential and commercial property.

From offices in Bristol, Bath, Exeter and London’s Knightsbridge, we provide our clients with professional property finance advice and tailored private finance solutions.

What defines a high net worth client?

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The financial conduct authority (FCA) in the UK defines a high net worth individual as having an income of £300,000 plus and assets of at least £3 million. The bespoke high net worth mortgage terms we secure for our clients starts from lending of £1 million with no upward limit.


Fox Davidson private finance

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Fox Davidson have established relationships with private finance houses across the UK. We secure large loans on residential and commercial property in the UK. Funding may be secured in an individuals name, a corporate entity or through a pension.

Given the often complex structure of the multi-million-pound mortgages Fox Davidson arrange, you can be safe in the knowledge that we are well-versed in the various ways to fund property. A property may be financed in the name of an individual, a company, a pension or in the name of a trust.


What are the lending terms for a high net worth mortgage?

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The lending terms for a high net worth mortgage are bespoke to each applicant. The rate of interest and the lenders’ fees are influenced by an applicants income and equity. The private finance banks we work with do not always have to adhere to strict lending policies/criteria and with the right approach, we can secure finance terms that are otherwise unpublished.

We understand our private clients’ needs and are able to match those needs to bespoke finance houses. Lending can be arranged on an interest-only basis with capital to be repaid from private equity, cash bonuses or the sale of a property.


Relationship brokering

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Fox Davidson are a relationship-focused high net worth mortgage broker. We work hard to build good personal relationships with individuals within private banks and large loan lenders. Our relationship becomes your relationship. It is of course important that we match our clients with the right lender, but equally as important is that the individual from that lender is someone we trust will look after your needs beyond the drawdown of the funding.

We have established relationships with UK private finance lenders, particularly in Bristol, Bath, Exeter, and London.


Discretion assured

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Fox Davidson offer complete discretion. We work in a heavily regulated market and adhere to data protection and adopt very high standards of customer confidentiality. We believe that the best advice is provided to clients on a face to face basis. We have offices in Bristol, Bath, Exeter, and Knightsbridge, London. We can also work by phone, Zoom, and email.

To discuss lending of £1 million-plus with a high net worth mortgage broker please contact us.

Use our million-pound mortgage calculator to calculate your mortgage repayments.


A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.