Owner Occupier Commercial Mortgages

Fox Davidson are an established commercial property finance broker in the UK. We work with businesses across the UK to secure commercial mortgages for business premises.

We fund business premises across all industry types from aerospace and defence through to transport and offices.

We work with SME’s and secure commercial mortgages for business premises from £1,00,000 to with no upward limit.

We are professional commercial finance brokers and have established relationships with UK commercial finance lenders.

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The benefits of using a commercial property finance broker

Fox Davidson commercial finance works for you to secure the best possible terms for your business premises finance. We conduct an initial fact find and collect supporting documents from you about your business, your assets and your liabilities. We then approach the lenders that are actively lending in your industry sector. The lenders we work with include; Private Banks, High street commercial banks, Building Societies and the many ‘challenger banks’.

We are responsible for presenting the application for finance in the best possible way to ensure the lender agrees to lend. We are also responsible for negotiating the best possible finance terms. Commercial banks can price according to risk and a better degree of flexibility when compared to regulated residential finance.

The rate of interest set by a lender will depend on several factors including the loan to value, the loan size and the strength of the business. Commercial lenders also take into consideration the banking opportunity and other finance requirements you may have such as invoice finance and overdraft facilities.

What are the lending terms for business premises finance?

Typically, the terms for business premises finance are:

  • Up to 80% loan to value
  • Interest only and capital and interest repayment options
  • Fixed and variable rates
  • No early repayment charge options
  • 0% arrangement fee options

How To Finance Commercial Property For Investment Purposes

To discuss commercial mortgages for business premises please do get in touch. We fund commercial property anywhere in the UK.