ICF Mortgages

Modern methods of construction are commonplace in the UK and are especially popular with SME
house builders who wish to build energy efficient properties.
Fox Davidson are a UK mortgage brokerage; we secure mortgages for clients wishing to fund
property built using the ICF construction method.
ICF construction has been recognised by the council of mortgage lenders as an acceptable
construction type.


The Council of Mortgage Lenders (CML) issued a letter to the ICFA confirming the following
The Valuation Panel of the Council of Mortgage Lenders confirmed that ICF (Insulating Concrete
Formwork) construction is acceptable for mortgage purposes as a standard form of construction,
subject to provision of valid product certification and monitoring of ICF System providers by the ICFA
(Insulating Concrete Formwork Association) of the UK. The lending

Which lenders will lend on modern methods of construction?

Each lender in the UK sets its own criteria including the construction types they will lend on. Fox
Davidson work with lenders across the market including high street banks, buildings societies, broker
exclusive lenders and private banks. We work with several mortgage lenders that will lend on
property built using modern methods of construction including the ICF construction type.
To discuss mortgages on ICF constructed property please do get in touch with on of our experienced
mortgage consultants.