News & Insights

Mortgage Broker In Bitton

Housing And Mortgage Report: Q1 2015

Welcome to the Fox Davidson quarterly housing and mortgage market report. We have gathered and interpreted data from various external sources as well as our own internal records of transactions for the previous quarter.

Help To Buy ISA For First-Time Buyers

Following the announcement of the ‘Help to Buy ISA’ in yesterday’s budget speech we take a look at how it works and assess how effective it will be in helping first time buyers to get onto the property ladder.

Brownfield Site Property Development

Do you know your brownfield sites from your greenfield sites? Read our latest blog on the housing shortage written by Sarah, she finally gets a chance to make use of that Geography degree!

Housing & Mortgage News

On the downside we are seeing more and more lenders restrict lending to 4.5 x income. The whole point of the Mortgage Market Review was to do away with ‘draconian’ income multiples and to base lending on the affordability of a client. There are still lenders who don’t adhere to these rules so speak to a broker in the first instance.

Fox Davidson Recruit A New Team Member

Can you believe that it is February already!? - Social update.

Interest Rate Expectations

According to a report compiled by The Centre for Economics and Business Research (CEBR), 61% of home-owners say they are unsure and confused as to when exactly interest rates will go up.

Bristol Property Finders: An Interview With The Owner

We recently met with Zoa Arnel, owner of Bristol Property Finders to find out just what property finding was all about. To be honest I couldn’t see the added value over and above an Estate Agent – how wrong I was!

Rise Of The Accidental Landlord

A report calling for the launch of a national register of landlords caught our eye just before Christmas and was something we thought worth looking at in a little more detail.

Should I Move Home? 5 Things To Consider

As 2015 begins, many people are dreaming of moving to a bigger, better home. With attractive rates & the recent stamp duty cull, it’s tempting to jump in feet first. However, it’s wise to think carefully before making any rash decisions, here’s some tips to consider:

Relevant Life Insurance Cover

Let the Taxman help pay for your Life Cover. Business protection.

Protecting Your Property Portfolio - Trusts And Tax Planning

Our guest blog is from Paul Hutchinson of Hutchinson Legal & Associates Limited, experts in Wills, Trusts and Tax planning. Any landlords with several properties will find Paul’s blog on Capital Gains and Inheritance Tax and the use of a Trust very useful.

Property Portfolio Landlord

With increases to property prices and rents across most of the UK over the last few years, many landlords have been looking to increase their portfolios.

Fox Davidson Social Update

Join us on social media! Sponsors of Nailsea & Backwell Under 10's RFC. New office Photos!