RSU Stock Income For Mortgages (UK): How To Use Your Equity Awards To Borrow More

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RSU Stock Income Mortgages, Up To 6x Income

Many UK professionals receive a significant portion of their total income through restricted stock units, yet struggle to find mortgage lenders willing to recognise this valuable compensation. At Fox Davidson, we specialise in helping borrowers unlock the full potential of their RSU and stock income when applying for mortgages from £250,000 to over £100 million on UK property.

Restricted Stock Units (RSUs) are a form of equity compensation that convert into company stock upon vesting, providing employees with a stake in their employer’s success. Restricted Stock Units (RSUs) can be included in mortgage affordability calculations to significantly increase borrowing power.

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Using RSU Income For UK Mortgages

Fox Davidson help UK borrowers use vested RSU and stock income to increase mortgage affordability in 2026. We work with professionals earning equity compensation from tech giants, investment banks and multinational corporations, securing residential mortgages from £250,000 to £100m+ on UK property.

RSU income mortgages are a specialist area of mortgage advice, requiring expertise in navigating lender criteria and accessing competitive rates for clients with RSU income.

Key Facts: RSU Income For UK Mortgages (2026)

• Restricted stock units (RSUs), vested shares and stock bonuses can be counted as income or deposit by a limited number of UK lenders when properly evidenced
• Most high street banks still treat RSU income as non-standard, but a minority of banks, building societies, private banks and specialist lenders can use 50–100% of RSU income in affordability calculations
• The treatment of RSU income varies significantly between lenders, influencing the amount you can borrow
• Specialist lenders often apply more flexible criteria for RSU income than mainstream lenders
• Mortgage lenders typically require 2–3 years of vesting history, evidence of ongoing awards, and will often apply a “haircut” of 10–40% to allow for share price volatility
• Time-based RSUs generally need 12 months of history, while performance-based awards typically require 24 months due to their goal-dependent nature
• RSUs from public companies with verifiable stock prices are strongly preferred over private company awards
• Fox Davidson are award-winning UK mortgage brokers, authorised and regulated by the FCA, experienced in RSU-based lending for tech, banking and multinational executives across the UK

This article is current for 2026. Lending criteria, interest rates and RSU policies can change, so readers should seek up-to-date advice tailored to their circumstances.

Introduction: RSU And Stock Income In UK Mortgage Affordability

Restricted stock units RSUs have become a cornerstone of modern compensation packages for professionals in UK tech, banking, fintech and global corporates. These equity awards convert into company stock upon vesting, providing employees with a stake in their employer’s success alongside their basic salary and cash bonuses.

When determining mortgage affordability, RSU income is typically assessed alongside basic salary and other earnings, such as bonuses, rather than on a standalone basis. In 2026, many senior employees at firms such as Google, Meta, Amazon, Microsoft, JP Morgan, Goldman Sachs and UK fintechs receive 30–70% of their total remuneration via RSUs and stock awards. For some executives, this figure exceeds their basic pay entirely.

When lenders assess RSU income alongside salary, clients can often borrow significantly more than on base salary alone.

Only a limited number of UK mortgage lenders currently treat RSUs in a mortgage-friendly way, and their approaches differ markedly. Some accept bonuses and RSU income at full value; others apply substantial haircuts or decline to consider equity compensation altogether.

Fox Davidson act as a specialist mortgage broker, structuring and presenting RSU income so that underwriters can confidently use it for mortgage affordability and deposit assessment. We navigate the complex landscape of lender criteria to find solutions that mainstream high street banks often cannot offer.

This article covers why RSU income matters for borrowing power, how lenders assess vested stock and RSU awards, the different lender types available in 2026, practical case examples, using RSUs for deposit, interest-only structures, and comprehensive FAQs designed to answer the most common questions.

Why Use RSU And Stock Income For Your Mortgage?

RSU and stock income often equals or exceeds basic salary for senior UK professionals. Ignoring this income stream leads to under-borrowing and missed opportunities to purchase property in competitive markets. When lenders accept RSU income, they see your true earning capacity rather than a partial picture.

Key benefits of including RSU income in your mortgage application:

• Higher borrowing power: Total assessable income can rise sharply when RSUs are counted, enabling purchases in high-value areas such as London, Bristol, Cambridge and Oxford. A professional with £120,000 salary and £100,000 in annual RSUs could see maximum borrowing increase by £400,000 or more compared to salary-only assessment
• More lender options at higher price points: RSU inclusion can unlock lending over £1m, £2m or even £5m with the right bank or private lender, where salary alone would fall short
• More flexibility on property type: Including RSU income can help meet stricter affordability tests on high-value flats, new-builds or complex properties where mortgage lenders apply enhanced scrutiny
• Strategic planning for future vests: A clear vesting schedule allows lenders to view RSUs as an ongoing income stream rather than a one-off bonus paid irregularly

RSUs are often seen as more predictable than traditional discretionary bonuses because the award schedule is documented in the employer’s equity plan. Unlike annual bonus income, which depends on company performance and individual assessment, time-based RSUs vest according to a fixed schedule set at the grant date.

Fox Davidson routinely analyse clients’ full compensation statements, salary, cash bonuses, RSUs, performance shares, so that lenders see an accurate picture of overall income rather than just payslips showing basic pay.

Consider a London tech employee earning £120,000 basic salary with £100,000 in annual RSU income. On salary alone at 5.5x income, maximum borrowing sits around £687,500. With RSUs fully included, total income of £220,000 at 5.5x could support borrowing of £1.2 million, a difference of over £500,000.

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How UK Mortgage Lenders Assess RSU And Stock Income

RSU income is categorised by lenders as “variable”, “non-guaranteed” or “other” income. It is almost always subject to more scrutiny than basic salary because share prices fluctuate and vesting depends on continued employment.

Understanding how lenders assess RSU income helps you prepare documentation that maximises your chances of approval. Lenders also consider other types of stock-based compensation, such as stock options and performance shares, but RSUs are often viewed as a more predictable income source compared to stock options.

Key assessment factors:

History: Most lenders require 2–3 years of evidence showing consistent RSU income. This includes employer compensation statements, tax documents such as P60s, payslips showing share-based compensation, and RSU platform statements. Without this track record, most lenders will exclude RSUs entirely from affordability calculations. Some lenders will accept 12 months proof coupled with a current vesting schedule.

Continuity: Underwriters look for confirmation that awards are ongoing. Future-dated grant schedules for 2026–2028 demonstrate that RSU income will continue rather than ending after current awards vest. One-off retention awards without future grants are treated much more cautiously.

Volatility: Lenders may average RSU values over 12–24 months and apply a haircut. A common approach uses 50–60% of the averaged figure to allow for share price swings. If company stock dropped 30% in 2024–2025, lenders will factor this into their assessment.

Employer strength: Lenders prefer RSUs from large, listed and stable employers. FAANG-type tech firms, major investment banks, and large listed fintech’s receive favourable treatment. Early-stage start-ups with pre-IPO stock face much greater scrutiny, and few lenders will accept this income without significant additional security.

Most lenders will not treat RSUs as the only income source. They typically expect a solid basic salary with RSUs and bonus income layered on top. A profile showing £50,000 salary and £200,000 RSUs raises more concerns than £150,000 salary with £100,000 RSUs, even though total income is similar.

Some lenders cap variable income at 100% of basic salary for affordability, meaning only RSU income up to the value of your base pay counts. Other lenders are more flexible lenders and may use a higher proportion for the right profile, particularly when the borrower has stable employment and strong assets.

When assessing RSU income, mortgage lenders will carefully review your vesting schedule, compensation statements, and bank statements that show the liquidation of stock units.

Lender Type	Typical RSU Evidence Required	% of RSU Income Used	Track Record Needed
High Street Banks	2–3 years vesting history, future grant evidence	50–60% (after averaging)	2–3 years
Building Societies	2–3 years vesting, employer letter	50–70%	2–3 years
Specialist Lenders	1–2 years history, employer strength assessment	70–100%	1–2 years
Private Banks	Bespoke assessment of equity awards and wider assets	Up to 100%	Variable

Fox Davidson collate and format RSU documentation for the underwriter, clearly showing annual totals, vesting dates, and share prices used. This structured presentation leads to faster and more favourable decisions because underwriters can quickly verify income without extensive back-and-forth queries.

Types Of UK Lenders And Their Approach To RSU Income

Different lender categories in the UK treat RSU income differently. Choosing the correct category is often more important than chasing the lowest headline rate. A lender offering 0.25% lower interest but refusing to accept RSU income could result in a mortgage £500,000 smaller than needed.

In addition to high street banks, building societies, specialist UK mortgage lenders, and private banks, boutique lenders are also an option. Boutique lenders are specialized financial institutions that focus solely on niche mortgage products, such as equity compensation loans. They are often more accommodating of unique income sources like RSUs and typically have more flexible criteria than traditional high street banks.

This section covers high street banks, building societies, specialist UK mortgage lenders, private banks, and considerations for foreign currency RSUs. Each category has distinct criteria, and Fox Davidson maintain live relationships with RSU-friendly lenders across all categories.

Current market conditions in 2026 feature loan-to-income caps typically around 4.5–5.5x for residential lending, with Bank of England base rate movements in 2025/26 continuing to influence affordability calculations across all lender types.

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High Street Banks

Major high street banks such as NatWest, Santander, Barclays, HSBC UK and Lloyds Banking Group often have fragmented or internal-only policies on RSU income rather than publicly documented rules. What one branch adviser says may differ from what the underwriting team actually accepts.

Typical criteria at high street lenders:

• Requirement for at least 2 years of RSU vesting history and evidence of future grants
• Treatment of RSUs as “non-guaranteed” income, often limited to around 50–60% of the averaged figure
• Possible requirement for larger minimum loan sizes for RSU consideration, such as £500,000+ or £600,000+
• Standard income multiples typically apply, capping borrowing at around 4.5x total income including discounted RSUs

Consider a London-based software engineer with £95,000 salary and £70,000 RSU income approaching a major bank. The lender may use only £35,000–£42,000 of the RSU income after applying their haircut, bringing total assessable income to £130,000–£137,000 rather than the full £165,000. This still represents meaningful additional borrowing power, but falls short of what other lenders might offer.

High street banks can offer competitive interest rates when the case fits their criteria. The challenge lies in presenting RSU income in a lender-specific format, because underwriters are less familiar with equity compensation statements than with standard payslips showing regular monthly payments.

Fox Davidson understand exactly what documentation each high street lender requires and how to present stock units in a way their systems can process efficiently.

Building Societies

Building societies are member-owned lenders such as Nationwide, Coventry, Leeds and various local societies. They often use more human underwriting and holistic affordability assessments rather than purely automated systems.

Some building societies are willing to consider RSUs and vested stock as part of a broader income mix, especially for professional clients with clear track records and modest overall loan-to-values under 80%.

Building societies may:

• Average RSU income over the last 2–3 years
• Accept RSU income alongside cash bonuses and overtime, but impose an internal cap on total variable income
• Manually assess complex employment histories, like job moves within the same sector during 2024–2026
• Take a more flexible view of employment status, including those on fixed term contracts with strong RSU packages

A senior engineer in Bristol with a mix of salary, RSUs and annual bonus can successfully obtain a residential mortgage through a building society when Fox Davidson prepare a detailed income breakdown showing how each component contributes to overall income.

Building societies suit borrowers looking for more conservative borrowing at attractive rates rather than pushing maximum multiples. They may not maximise borrowing power as aggressively as other lenders, but their willingness to accept bonuses and review cases manually makes them valuable options for RSU earners.

Specialist UK Mortgage Lenders

Specialist lenders are non-high-street institutions that focus on complex incomes, contractors, expatriates and higher-value loans. They are often accessed only via brokers like Fox Davidson and rarely deal directly with the public.

In 2026, these lenders are frequently the most flexible in accepting RSU income:

• Shorter RSU histories: Sometimes 1 year with strong evidence and employer profile is sufficient
• Higher proportions: Up to 70–100% of RSU income can be used, subject to share price stability and employer strength
• Complex employment: Clients on fixed term contracts, visas, or with international employment backgrounds can qualify
• Stock based compensation focus: Lenders understand that tech and finance professionals receive a significant portion of income through equity

Specialist lenders are particularly relevant for borrowers with large RSU packages from US-listed firms. Many UK-based tech employees receive most income paid in US dollars from Silicon Valley headquarters, and specialist lenders have processes to handle this.

Fox Davidson secured a £1.2m mortgage for a tech professional using a combination of salary, RSUs and performance shares with a specialist lender when high street banks would only approve £850,000 on salary alone.

Rates may be 0.25–0.5% higher than the absolute cheapest high street options, but the ability to use RSUs fully can result in a more suitable overall solution. Paying slightly more in interest to secure the right property often represents excellent value.

Private Banks

Private banks serve high net worth individuals, typically requiring either a high annual income threshold (usually £300,000+) or significant assets such as £3m+ net worth or £1m+ investable assets. Not all lenders in this category publicise their existence, and many work exclusively through broker introductions.

Private banks take a more bespoke view of RSU and stock income, assessing:

• Current and historic equity awards in detail
• Client’s wider asset base including unencumbered property, investment portfolios, personal savings and carried interest
• Long-term career trajectory and sector stability
• Relationship with global firms and likelihood of continued employment

Private banks can sometimes offer:

• Higher loan-to-income multiples for strong profiles, potentially up to 6x with RSUs included
• Flexible repayment structures including interest only or part-and-part
• Lending in the £2m–£10m+ range secured on prime London and South East property
• Willingness to consider the full compensation package without arbitrary caps on variable income

A senior executive in Canary Wharf using significant RSU income from a global investment bank secured a multi-million-pound mortgage via a private bank introduction. The private bank assessed stock compensation alongside substantial vested RSUs held in brokerage accounts, providing a mortgage that mainstream lenders could not match.

Fox Davidson help determine when a private bank route makes sense compared with mainstream or specialist lenders, based on loan size, income complexity and wider asset position.

Foreign Currency And International RSU Awards

Many RSU awards for UK-based employees of multinational firms are denominated in US dollars or euros. This introduces exchange rate fluctuations as a risk factor for lenders, who must consider what happens if sterling strengthens significantly against the award currency.

Typical lender approaches to foreign currency RSUs:

• Require income to be converted into GBP using a conservative exchange rate, sometimes averaging over the last 12 months
• Apply an additional haircut, for example using only 80–90% of the converted RSU income to reflect FX volatility
• Restrict acceptable currencies to major ones such as USD or EUR, declining income paid in thinly traded or volatile currencies
• Require evidence of historic sell-downs into sterling to demonstrate the borrower’s track record of converting foreign income

Proof required includes employer RSU statements, brokerage reports showing sale transactions in US dollars, and UK bank statements evidencing the flow of converted funds.

Fox Davidson identify lenders comfortable with foreign currency RSUs, particularly for employees of major US tech and banking groups with long-established equity plans. We present the foreign income clearly, showing conversion history and typical exchange rates used.

Tax, FX and cross-border considerations can be complex for those receiving substantial stock units from overseas employers. Borrowers may need independent tax advice alongside mortgage advice to ensure their approach to selling and converting RSUs is efficient.

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Using RSUs And Vested Stock As Deposit

RSUs and vested shares can support both proof of income and proof of deposit. This dual function is crucial for higher-value UK purchases where deposits often exceed £150,000, £300,000 or even £500,000.

Main routes for using RSUs as mortgage deposit:

Vested and sold RSUs: Once shares are sold and funds sit in a UK bank account, most lenders treat this as standard personal savings. The key requirement is providing a clear audit trail from the equity platform showing the sale, the proceeds, and the transfer to your deposit account. This is the simplest route and accepted by virtually all lenders.

Vested but unsold RSUs: Some lenders will accept the current market value of vested shares as a deposit source if the client intends to liquidate them before completion. They assess these shares as if already cashed in, though they may apply a haircut for price movement risk between application and completion.

Unvested RSUs: Usually not accepted as deposit because they are not yet owned by the borrower and remain contingent on service or performance conditions. The borrower might leave employment or be made redundant, causing unvested awards to lapse.

Documentation required:

• Downloaded brokerage statements showing share quantities, vesting dates and sale transactions
• Bank statements evidencing the flow of proceeds into the deposit account
• Internal employer letters confirming equity awards, if available
• Credit report clean of adverse markers that might complicate source of funds explanations

Some lenders may query “source of wealth” and ask about the employer, length of service and role, particularly for large deposits in the £300,000–£1m range. This is standard anti-money laundering procedure and not cause for concern when documentation is clear.

A client using £200,000 of RSU proceeds as part of a £400,000 deposit on a £1m home in Surrey needed a clear trail from equity platform to bank account. Fox Davidson prepared documentation showing vesting dates, sale prices, wire transfers and bank statement credits, satisfying the underwriter’s requirements within days.

Interest-Only And Part-And-Part Mortgages With RSU Income

Interest-only and part-and-part structures can be attractive for high-earning professionals whose cash flow is strong but who prefer to keep capital invested or expect future liquidity from RSUs or bonus income. Rather than paying down capital monthly, borrowers service only the interest and retain flexibility.

Typical 2026 lender expectations for interest-only with RSU income:

• A strong, documented repayment strategy such as sale of a second property, investment portfolio, or planned bonus/RSU-funded overpayments
• Lower maximum loan-to-value ratios, commonly 60–75% LTV for full interest-only, sometimes higher for part-and-part
• Higher scrutiny of total variable income and reliance on RSUs, often requiring longer histories and conservative income treatment
• Minimum loan sizes, typically £500,000+ for interest-only consideration

How RSUs can support interest-only lending:

• Monthly affordability: RSU income boosts assessable income for interest-only servicing, where monthly payments are lower than repayment mortgages
• Long-term repayment plans: Borrowers can intend to realise equity from ongoing RSU sales over a 10–25 year mortgage term, building a repayment fund from regular vesting events

Interest-only versus capital-and-interest involves important trade-offs. The monthly payment difference at 2025–2026 UK interest rates is sometimes smaller than expected due to higher base rates, but interest-only carries greater final balance risk. The full loan amount remains outstanding at the end of the mortgage term.

Mis-using RSUs as an informal “repayment vehicle” without proper planning is risky and not acceptable to most lenders. Underwriters want to see concrete evidence that the repayment strategy will generate sufficient funds, not vague intentions to sell stock in future.

A London-based VP in investment banking took a part-and-part mortgage where 50% of the balance is interest-only, supported by a documented plan to use annual bonuses and RSU vests to reduce the balance over time. The lender accepted the combination of strong salary, consistent RSU income and documented investment holdings as evidence the strategy would work.

Key Considerations When Using RSU Income For Mortgages

When incorporating restricted stock units (RSUs) into your mortgage application, it’s essential to understand how lenders assess RSU income and the factors that can influence your borrowing power. The vesting schedule of your RSUs plays a critical role—lenders want to see a consistent pattern of vesting and clear documentation that demonstrates the ongoing nature of your equity awards. This means providing detailed records of your restricted stock units, including grant letters, vesting statements, and evidence of past and future awards.

Not all mortgage lenders are willing to accept RSU income. Most high street lenders remain cautious, often declining to include RSUs in their affordability calculations or applying significant discounts to the income. However, specialist lenders and private banks are more likely to accept RSU income, especially when it is well-documented and forms a stable part of your overall compensation. These lenders may offer more flexible criteria, allowing a higher proportion of your RSU income to count towards your mortgage eligibility.

Working with a specialist mortgage broker is crucial in this context. An experienced broker can identify lenders that accept RSU income, understand how different lenders assess RSU income, and present your case in a way that maximises your borrowing power. They will also help you navigate the complexities of restricted stock units RSUs, ensuring that your application meets the specific requirements of each lender.

It’s also important to consider the risks and benefits of using RSU income. Stock price volatility can impact the value of your RSUs, which in turn affects how much income lenders are willing to recognize. By understanding these key considerations and working with a knowledgeable mortgage broker, you can improve your chances of securing a mortgage that fully reflects your true earning capacity.

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Practical Steps To Use RSU Income For A Mortgage

Successful RSU-based underwriting depends on strong preparation, clear documentation and choosing a lender whose criteria match the client’s profile. The mortgage process moves faster and more favourably when documentation is complete from the outset.

Key preparatory steps:

1. Collate equity documents: Gather employer grant letters, vesting schedules, RSU and stock statements for at least the last 2–3 years, plus forward-looking award schedules where available. These documents prove history and continuity.
2. Gather standard income proof: Collect last 3–6 months’ payslips, last 2 P60s, bonus letters, and any employment contracts reflecting RSU entitlement alongside basic pay.
3. Track share sales: Maintain a clear log of when shares were sold, at what price, and where proceeds were moved. This is essential if using RSU proceeds for deposit.
4. Monitor employer announcements: Note any corporate events such as mergers or major restructurings in 2024–2026 that might affect share price stability. Lenders may ask about company outlook, and prepared answers accelerate the process.
5. Check credit report: Ensure there are no surprises that could complicate the application alongside complex income documentation.

Fox Davidson’s approach:

• Analyse your total compensation and produce a lender-friendly income summary table showing salary, bonus paid, and RSU components
• Identify which lenders are currently RSU-friendly in 2026 for your specific profile and loan size
• Present a clear narrative to the underwriter linking past vesting, current role, and future awards
• Handle underwriter queries directly, reducing back-and-forth and preventing delays

Timing matters: Sometimes it is advantageous to wait until a key vesting date has passed in 2026 to show stronger RSU income, or to complete a planned share sale before the mortgage application. A vest in Q1 2026 followed by application in Q2 2026 gives the lender confidence in recent income, leading to offer in Q3 2026 and completion shortly after.

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What To Expect From The Mortgage Application Process

Applying for a mortgage with RSU income involves a more detailed and sometimes lengthier process than a standard application. Lenders require comprehensive documentation to assess your overall income, including your basic salary, bonus income, and RSU income. This typically means providing compensation statements, vesting schedules, tax returns, and evidence of past and future equity awards.

A specialist mortgage broker can be invaluable during this process, helping you gather the necessary paperwork and present your mortgage application in the strongest possible light. Lenders will scrutinize your employment history, looking for stable, ongoing RSU awards and a consistent track record of income. Your credit report will also be reviewed to ensure there are no issues that could affect your mortgage affordability.

Expect lenders to ask for detailed breakdowns of your income, including how much of your total income comes from RSUs, bonuses, and your basic salary. They may also request additional information about your employer, the vesting schedule of your stock units, and any other elements of your compensation package. Being prepared with all required documentation can help avoid delays and reduce the risk of your application being rejected.

Throughout the process, your mortgage broker will liaise with lenders, answer underwriter queries, and ensure your RSU income is presented accurately. This proactive approach can make a significant difference in securing a mortgage offer that reflects your true financial position.

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Maximising Your Mortgage Potential With RSU Income

To unlock the full potential of your RSU income when applying for a mortgage, it’s essential to take a strategic and well-prepared approach. Start by working with a specialist mortgage broker who understands the nuances of RSU income and has experience dealing with lenders that accept RSU income as part of the overall compensation package.

A key step is to have a clear understanding of your RSU vesting schedule and to maintain thorough documentation of all equity awards. This includes grant letters, vesting statements, and records of any stock sales.

By presenting a complete and transparent picture of your total income, including basic salary, bonus income, and RSU income, you can demonstrate to lenders the stability and reliability of your earnings.

Our mortgage brokers will help you identify lenders that are most likely to accept RSU income and advise on how to structure your application for maximum impact. We can also guide you on timing your application to coincide with key vesting dates, which can strengthen your income profile and improve your borrowing power.

By considering your entire compensation package and seeking expert advice, you can maximise your mortgage potential and secure a loan that truly reflects your financial situation. Taking these proactive steps ensures you make the most of your RSU income, whether you’re purchasing your first home or investing in high-value property.

FAQs: RSU Stock Income And UK Mortgages In 2026

These questions are drawn from common client queries and popular online searches. Answers are provided as direct statements for clarity.

About Fox Davidson And Regulatory Information

Fox Davidson are award-winning, UK-based mortgage brokers specialising in complex income cases including RSU and stock compensation, arranging funding from £250,000 to £100m+ on UK property.

Services include:

• Residential mortgages for professionals with RSU and bonus income
• Complex buy-to-let structures including HMOs, MUFBs and student accommodation
• Regulated bridging loans for homeowners breaking property chains
• Commercial mortgages and development finance

Fox Davidson are authorised and regulated by the Financial Conduct Authority (FCA).

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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This article provides general information about RSU income and UK mortgages in 2026. It does not constitute personal financial advice. Lending criteria, interest rates and policies change regularly, and individual circumstances vary.

Ready to use your RSU income for a mortgage?

Contact Fox Davidson to discuss your compensation package, property goals and borrowing requirements. We will analyse your RSU income, identify suitable lenders, and present your case for the strongest possible outcome. Whether you are a first time buyer in London or a senior executive seeking a multi-million-pound mortgage, our expertise in RSU mortgages ensures you borrow what your true income supports.

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