News & Insights

Holidays, World Cup...Oh And The Mortgage Blog!

Our normally punctual monthly blog has taken a month off, unbelievable! Holidays and maybe a bit of World Cup action can be blamed for the lack of blogging, oh not to mention that the market remains positively busy.

Nationwide House report

Mortgage Market Review: Top 5 Changes

Mortgage Market Review

We look at what exactly MMR is, how it will affect your mortgage application and highlight some of the bizarre changes we have seen already including one client being asked what they spend on socks each month!

Cashing In Your Pension: Is It Possible?

As well as funding your own property from your pension we also expect many clients to use the cash to help children onto the property ladder by way of a gifted deposit. In summary the changes will be welcomed by Fox Davidson and we fully expect the proposed changes to inject more money into the housing market in 2015.

100% Lending Anyone?

'taking out a personal loan to fund your deposit can allow you to get onto the property ladder now rather than waiting perhaps several years to save the deposit.'

Mortgage's For Pensioners & Mortgages For Armed Forces!

Well what do you know, it’s February!

First-Time Buyer Mortgage Update

Well January is firmly underway, it is the 23rd already and we have been extremely busy.

Happy New Year From Fox Davidson

Happy New Year to all of our clients, introducers and regular followers of our mortgage blog.

Can self employed people get a mortgage?

We look at the self-employed and answer some questions we usually get from self-employed clients wishing to raise a mortgage.

Bristol Economy And Market Report

Fox Davidson has offices in Bristol and London. The latest Bristol economic briefing from Bristol City Council makes interesting reading. We look at the major points of interest and also look at how Fox Davidson is helping the Bristol economy through employment as well as securing finance for businesses and for private individuals.

How Long Should I Fix My Mortgage Rate For?

I often find myself in a discussion with clients over whether to fix for 5 years or go for a lower 2 year fixed rate option. Both are fantastically low options at the moment.

Is It Still Hard To Get A Mortgage?

A lot of people we speak to are of the opinion that it is hard to get a mortgage, they have usually read in the press that lenders are not lending and that it is only people with big deposits that can buy.

Surfing the Recovery of the Mortgage Market

All Summer Long we have seen increased levels of interest and activity in the market.