Commercial Finance for Business Premises

Fox Davidson are an established commercial property finance broker in the UK. We work with businesses across the Bristol, Bath & the South West to secure market leading finance terms for the purchase or refinance of their business premises.

We fund business premises across all industry types from aerospace and Defence through to transport and logistics.

We work with SME’s as well as multi-national corporations and secure finance from £250,000 and typically up to £100 Million.

We are an independent commercial finance broker and have established relationships with UK commercial finance lenders.

The benefits of using a commercial property finance broker

Fox Davidson commercial finance works for you to secure the best possible terms for your business premises finance. We conduct an initial fact find and collect supporting documents from you about your business, your assets and your liabilities. We then approach the lenders that are actively lending in your industry sector. The lenders we work with include; Private Banks, High street commercial banks, Building Societies and the many ‘challenger banks’.

We are responsible for presenting the application for finance in the best possible way to ensure the lender agrees to lend. We are also responsible for negotiating the best possible finance terms. Commercial banks can price according to risk and a better degree of flexibility when compared to regulated residential finance.

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What are the lending terms for business premises finance?

The rate of interest set by a lender will depend on several factors including the loan to value, the loan size and the strength of the business. Commercial lenders also take into consideration the banking opportunity and other finance requirements you may have such as invoice finance and overdraft facilities.

Typically, the terms for business premises finance are:

  • Up to 80% loan to value
  • Interest only and capital and interest repayment options
  • Fixed and variable rates
  • No early repayment charge options
  • 0% arrangement fee options
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Offshore and complex commercial finance

With over 50 years collective industry experience the commercial mortgage brokers at Fox Davidson commercial finance have funded all types of property for all types of business.

We can secure funding for offshore corporate entities including offshore limited companies and overseas pension funds. We know which lenders will fund any given situation and work with clients across the world to fund UK commercial property.

The decision to lend is based on the affordability of the business. Lenders will require the latest 3 years accounts for the business and an asset, liability, income and expenditure list for the directors/shareholders/beneficiaries.

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To discuss corporate property finance for your business premises please contact Fox Davidson commercial property finance broker. We have offices in Bristol, Bath and London and fund property anywhere in the UK.