Fox Davidson were contacted by a professional couple working for the NHS in Bristol.

They had saved a 5% deposit and had read about lenders coming back to the market for 95% mortgages.

Following a successful offer on a property, they needed a decision in principle in order for the estate agent to take the property off of the market.

Our clients needed a decision in principle the same day to get the property taken off the market.

In addition, the situation required a lender that would use their extra income from unsociable hours and overtime.

For speed, we gave our clients access to our online system in order that they could complete the fact find and upload documents.

We checked the file and researched the market and provided them with a solution which they were happy with.

A decision in principle was submitted to the lender and this was accepted.

We were able to turn around their decision in principle from the lender within a few hours of taking the initial enquiry.

The loan went on to complete and our clients moved into their new house in Hotwells, Bristol.

95% Loan-To-Value Mortgages

Fox Davidson are an award-winning Bristol mortgage broker and specialise in mortgages for first-time buyers.

To discuss your mortgage requirements please get in touch by email enquiry@foxdavidson.co.uk or call us on 0117 989 7950.

£475,000 – Bristol First-Time Buyer Mortgage