Rural and Agricultural Mortgages

The team at Fox Davidson work with lenders that like to lend on unusual property types or properties with plenty going on! In Bristol and Bath we are surrounded by beautiful countryside from the Cotswold’s to the Mendips. the team here know the local area well and have been securing finance on country property many years.

We work with all types of mortgage lenders, from small local building societies to private banks. We work with you to secure finance for your rural property including property with outbuildings such as stables, cottages or storage facilities. Some of the more common rural and agricultural property types we fund are:

Large acreage property

Fox Davidson specialize in securing finance against properties with a large acreage.  Often high street lenders may limit the acreage they can lend against to 5 or 10 acres and are likely to only value the house and immediate gardens.  These types of large acreage properties can be very unique and therefore if you intend to finance such a property you need the knowledge and experience of a specialist broker to ensure you have access to competitive terms.

Semi-commercial lenders and private Banks can often assist with providing bespoke solutions to the finance and we have built very good relationships with lenders that will consider lending on such properties. We can place finance with high-street banks, private banks, building societies and specialist broker only lenders including commercial mortgage lenders.


Property with an Annex or outbuildings

Fox Davidson secure finance on property including attached or detached annex’s, cottages and commercial outbuildings. If you have decided to utilise your outbuildings to gain an extra income or if they are simply for your own residential use Fox Davidson can secure competitive terms from across the market for property with outbuildings.


Property with Equestrian usage

We can secure mortgages on all types of agricultural tie property and land. Some of the more usual equestrian mortgages we secure mortgage for are; A main residence with working stables, equestrian centres and training yards through to rural business loans on commercial stud farms.


Holiday Home

Whether you are using a holiday home for your own personal occupation or you have let it out on a short term let basis during the peak and low seasons, we can secure holiday home mortgages from across the market. Most lenders do not have appetite for lending on holiday homes but with years of experience we have built a network of lenders that do and at competitive rates. 


Bed & Breakfast

Fox Davidson are able to access high-street residential finance against a main residence in which you have a few rooms rented out on a B&B basis.  Alternatively, if you have a fully let B&B business we can secure finance for your B&B business.


If you are looking to finance a country property then you need specialist mortgage advice from mortgage brokers that specialise in rural and agricultural mortgages. Contact us to find out more about our award wining mortgage advice.