Mortgage advice for public service workers and key workers

Fox Davidson provides the heroes of the public sector with bespoke, no-obligation mortgage advice.

For all public service sector employees, including British Armed Forces personnel, firefighters, police officers, NHS staff (including nurses and paramedics), and teachers in the public sector, Fox Davidson will offer a no-obligation review.

Specialist mortgage rates and terms for key workers and public sector workers

Fox Davidson is an across-the-market mortgage broker; we get to work with hundreds of lenders including many specialist lenders.

Fox Davidson can secure up to five times income for public sector workers and exclusive rates up to 90% loan-to-value.

Key worker mortgage schemes

Unfortunately, key worker mortgage schemes are no longer available. The good news is that there are several lenders offering increased income multiples and exclusive rates for key workers.

Fox Davidson secures millions of pounds of mortgages every year for key workers and we will ensure you get the best possible terms for your key worker mortgage.

How to secure a mortgage for key workers and public sector workers

The process couldn’t be simpler. Public sector workers in the armed forces, police force, fire service, and NHS staff work long and unsociable hours.

We recognise that and can work by email, phone and online and are flexible in our working hours too, so if you wish to speak with an advisor on an evening or early in the morning, we will accommodate that.

While you are busy doing your job you can rest assured that we will be busy securing the finance you require, liaising with the lender, the surveyor, estate agents, and solicitors to bring about a swift conclusion to the house buying and remortgage process.

To discuss mortgages for public service workers you can either call us or use our contact form to send us your enquiry. We will respond promptly, and we look forward to working with you.

A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.